Leaf Loans — AI-Native Lending Infrastructure for India's B2B Economy

Why Leaf Loans

Capital & AI-Native Lending, Now, Not in 6 Months

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Instant Liquidity on 95% of Invoice Value

Access up to 95% of your invoice value instantly, no collateral or credit history required.

Built on India’s Trusted Credit Infrastructure

Integrated with GeM Sahay, OCEN, and TReDs, we empower MSMEs and suppliers to unlock working capital and keep business growth moving.

Real-Time Credit for B2B Buyers

Give your customers instant credit at checkout.

Instant AI Approvals with Flexible Payment Terms

Offer AI-powered approvals in seconds and flexible 15–90 day terms to boost purchasing power and order values.

Integrate Seamlessly Across Your Stack

Seamlessly integrate via API or SDK across e-commerce, marketplaces, mobile apps, or ERPs.

Fulfill large orders without capital constraints.

Finance up to 100% of PO value with direct vendor payments and AI-driven approvals in 3–5 days, so you can scale faster.

Powering Smarter B2B Lending with an Agentic Lending OS.

AI Agents run onboarding, underwriting, disbursal, and monitoring — end-to-end on one Lending OS. Powering them: an Agentic LOS/LMS orchestrating workflow, Data Orchestration feeding real-time signals, and an AI Foundry training every model. Weeks of credit ops — now minutes. India’s first AI-native Lending OS, built for B2B credit.

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Built on India’s Most Advanced AI Lending Infrastructure

Instant, scalable B2B lending with AI-driven underwriting, credit monitoring, and seamless API integration.

AI That Powers Smarter, Faster Lending

Leaf Loans uses 100K+ data points for instant underwriting, automates credit monitoring and portfolio rebalancing, and secures lending with AI-native loan management and ML-driven fraud detection.

Seamless, Future-Ready Lending

OCEN-enabled, consent-driven APIs connect lenders across India’s credit network on a scalable, ready-to-deploy platform.

Lending That Adapts to Your Business

Leaf Loans’ full-stack SaaS platform offers web and mobile SDKs plus 50+ APIs for easy, flexible integration and custom loan flows.

Bank-Grade Security & Regulatory Compliance

Leaf Loans delivers bank-grade security with 256-bit encryption, ISO 27001 certification, and full RBI compliance, ensuring your data stays protected and fully compliant at every step.

How it works?

Onboard with quick compliance, integrate via SaaS, SDK, or API, and launch your lending product in 3–10 days, then monitor, optimize, and scale across your ecosystem.

01.

Partner Onboarding

Sign partnership agreement & complete compliance checks

02.

Integration Setup

Integrate via SaaS, SDK, or API

03.

Go Live

Launch your lending product in 3–10 days

04.

Scale & Optimize

Monitor performance and scale across your ecosystem

Modern credit infrastructure
for India’s B2B economy.

Our AI-native lending infrastructure is already live where India’s B2B economy transacts — GEM, TReDS, private marketplaces, and vertical supply chains. Whether you’re a marketplace embedding credit for your buyers, a supply chain platform unlocking liquidity for your sellers, or an NBFC seeking distribution beyond one-at-a-time origination, we’re dedicated to helping you ship, scale, and succeed at the pace commerce demands.

Pre-Integrated with India’s B2B Rails

Embedded Credit in Minutes

Built for Marketplace & NBFC Partners

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India’s First AI-NativeLending Infrastructure